Medical plans are
dependent upon location. These plans are extended to employees and
their eligible dependents on the first of the month following 90
days of employment. If a medical plan is extended by Waste
Connections, Inc., it is specific to each individual marketplace.
Employees are charged through a payroll deduction for
either single or a family program. The payroll deduction in not
standardized, but rather specific to each marketplace.
Preferred
Plan
This plan includes
preferred provider benefits for medical expenses through a
Preferred Provider Organization, Blue Cross. This plan does not
require election of a Primary Care Physician, nor does the plan
require that the patient obtain referrals for specialist care. When
a Preferred Provider is used, benefits are paid at 80% after
satisfaction of a Plan Year (June to June) Deductible. When a
non-Preferred Provider is used, benefits are paid at 60% after
satisfaction of the Plan Year Deductible. The Plan Year Deductible
is $500 per individual, $1,000 single-plus-one, and $1250
per family. The Plan Year Stop Loss Provision is $10,000 per
individual.
Prescription
Drugs
This plan is extended to
eligible employees and their eligible dependents.
Waste Connectionc, Inc.
has contracted with Wellpoint Pharmacy (a subsidiary of Blue Cross)
to process claims for prescription drugs. When prescription drugs
are provided by a participating wellpoint pharmacy, an employee may
obtain up to a 30 day supply and will be required to pay a $10
copayment for generic prescriptions, a $30 copayment for source
prescriptions, or a $30 copayment, plus the difference in cost
between the brand name and the generic equivalent, for each brand
name prescription.
Waste Connections, Inc,
has also contracted with Precision Rx for mail order pharmacy
service. This program is available for "Maintenance
Drugs". An employee may obtain a 90 day supply and will be
required to pay only a $20 copayment for generic prescriptions, a
$60 copayment for source prescriptions, or a $60 copayment, plus
the difference in cost between the brand name and the generic
equivalent, for each brand name prescription.
Dental
This plan is extended to
eligible employees and their eligible dependents.
This plan does not
utilize a network of Preferred Providers. Employees may use the
services of a licensed dentist, denturist or oral surgeon of their
choice. Preventive care and diagnostic services are paid at 100%.
Restorative services are paid at 80%. Major services are paid at
50%. There is an annual deductible of $50 per year, per individual,
covered on this plan, and the maximum annual benefit per covered
individual is $1000.
Vision
This plan is extended to
eligible employees and their dependents.
This plan does not
utilize a network or preferred providers. Employees may use the
services of a licensed ophthalmologist, optometrist or optician of
their choice. Vision examinations are covered at 100% once in every
24 month period. A $250 allowance is provided to purchases lenses,
frames and/or contact lenses once every 24 month period.
Life Insurance/Accidental
Death and Dismemberment
Employees who have
enrolled for health benefits, will be provided with coverage equal
to 1.5 times their annual salary, up to a $50,000 maximum.
Employees have an option to purchase additional life insurance for
themselves and their dependents.
Long-Term
Disability
Employees, who have
enrolled for health benefits will be provided with coverage equal
to 50% of their monthly salary, up to $2500 per month. This
coverage begins after 90 days of being disabled. employees have an
option to purchase additional long-term disability insurance for
themselves.